How to Combat Emotional Investing: Mastering the Fear Curve

Thad Schlaud

In the unpredictable world of investing, the “fear curve” is an all-too-familiar emotional roller coaster that leads many investors to make decisions that ultimately harm their financial health. It’s this curve that drives people to buy at market peaks and sell at troughs, missing out on potentially lucrative opportunities. This…

Categories: The Market

Passive Investing, Actively

Nicole Standen

Index funds, which track the entire market or portions of it, do best for investors over time. These funds are called passively managed, because their components get selected automatically, according to index movements. But you shouldn’t be passive about managing them. You must be very active. A fundamental principle I…

Categories: The Market

Opportunities & Challenges in This Labor Market

Thad Schlaud

For young professionals, the current economic climate presents a unique mix of opportunities and challenges. Recent reports, including a robust hiring spree with 275,000 jobs added in February, showcase the resilience and dynamism of the U.S. economy. This performance, significantly surpassing economists’ expectations, hints at a vibrant labor market, fueling…

Categories: The Market

Annual Rebalancing Steps To Consider This Tax Season

Thad Schlaud

As you begin to receive 2023 year-end statements, it will be tempting to focus on how well the markets performed. But especially because of this year’s solid market performance, it would be a safe bet that many investors need to consider rebalancing, because they might now be overweight or underweight…

Categories: The Market

When Changing Jobs, Rollovers Bring Benefits

Patrick Nalepa

For many individuals, changing jobs can be an exciting opportunity to advance their career or pursue new interests. However, it can also present a challenge when it comes to managing their retirement savings. When switching jobs, individuals may need to move their retirement accounts from their previous employer’s plan to…

Categories: Careers

Building Generational Wealth With Hard Assets

Chad Wotton

Generational wealth is the idea of building wealth that can last for several generations, allowing you to create a legacy for your family and provide financial security for future generations. One of the most effective ways to build this type of wealth can be through investing in hard assets that…

Categories: Family, Major Life Purchases

Rethinking the Model of Success from the 1980s 

Thad Schlaud

The picture-perfect model of success, painted by the 1980s generation, was dominated by corporate ladders, sprawling houses, and luxury cars. But a wind of change has been blowing through the aspirations of today’s generation, often tagged as the children of the 1980s generation. Where their predecessors were typified by sheer…

Categories: Careers

2024 Outlook: A Look at The Markets

David Martin

To say that the markets finished 2023 on a strong note would be an understatement. While most of 2023 was characterized by extremely narrow leadership—with only a handful of mega-cap stocks gaining ground and the rest of the market languishing—that all changed around the start of November, when investors began…

Categories: Industry Ideas, The Market

401(k) vs. IRA Performance

Patrick Nalepa

“Why does it seem like my 401(k) often performs better than my IRA?” This is a question that I’ve heard many times from prospective clients. The chief answer is because your 401(k) has automatic contributions going into it at each payroll period, typically from both you and your employer. Given…

Categories: The Market