Video

Mortgage Gimmicks Explained

Wayne Bell-Warren

As mortgage rates have surged to around 7% since 2021, lenders have employed creative strategies to attract borrowers. These include temporary buydowns, like Rocket Mortgage’s Inflation Buster program, which lowers the interest rate by one percentage point for the first year before reverting to the original rate. Cashback incentives, offering…

Categories: Education
Video

5 Ways to Protect Seniors from Financial Abuse

Thad Schlaud

To protect seniors from financial abuse, initiate regular family discussions to raise awareness, simplify their finances by reducing credit cards and consolidating accounts, and consistently monitor financial statements for suspicious activity. Ensure all legal documents are updated and securely stored, and caution seniors against sharing personal information over the phone…

Categories: Education

5 Helpful Tips to Use in Your Retirement Planning 

Wayne Bell-Warren

Retirement planning is an essential aspect of financial security, ensuring you maintain your desired lifestyle even after you stop working. A key component often overlooked in retirement strategies is life insurance. Life insurance can be a powerful tool for retirement planning. Whole life…

Categories: Education

5 Key Factors for Choosing Financial Services in Michigan

Thad Schlaud

Navigating the complex landscape of client financial services in Michigan requires a discerning eye and a deep understanding of what sets top-tier providers apart. It requires an in-depth understanding of how these services align with specific financial goals and needs. Top-tier providers stand out by demonstrating their capability to…

Categories: Education

How to Combat Emotional Investing: Mastering the Fear Curve

Thad Schlaud

In the unpredictable world of investing, the “fear curve” is an all-too-familiar emotional roller coaster that leads many investors to make decisions that ultimately harm their financial health. It’s this curve that drives people to buy at market peaks and sell at troughs, missing out on potentially lucrative opportunities. This…

Categories: The Market
Video

Unlocking the Power of our Professional Network

Jeff Ivory

This video highlights the diverse network of professionals that a service provider has encountered over the years, ranging from accountants to personal chefs. They emphasize their commitment to fostering relationships based on trust and expertise, aiming to simplify the process for clients seeking various professionals by leveraging their network. They…

Categories: Education
Video

Windfall Strategies in Retirement

Chad Wotton

Experiencing a sudden financial windfall, whether it’s from inheritance, winning the lottery, or a bonus, can evoke a mix of emotions. While it’s exciting, it can also feel overwhelming to decide what to do with the money. This video explores key considerations for managing such windfalls effectively.

Categories: Education

Passive Investing, Actively

Nicole Standen

Index funds, which track the entire market or portions of it, do best for investors over time. These funds are called passively managed, because their components get selected automatically, according to index movements. But you shouldn’t be passive about managing them. You must be very active. A fundamental principle I…

Categories: The Market

Opportunities & Challenges in This Labor Market

Thad Schlaud

For young professionals, the current economic climate presents a unique mix of opportunities and challenges. Recent reports, including a robust hiring spree with 275,000 jobs added in February, showcase the resilience and dynamism of the U.S. economy. This performance, significantly surpassing economists’ expectations, hints at a vibrant labor market, fueling…

Categories: The Market