Author: Nicole Standen

What Inflation Rate Should You Use For Retirement Planning?

Nicole Standen

One critical factor often overlooked when planning for retirement is the inflation rate. Understanding what inflation rate to use for retirement planning can be the difference between a comfortable retirement and financial stress in your later years. This article explores why choosing the right inflation rate is crucial and how…

Categories: Education

Passive Investing, Actively

Nicole Standen

Index funds, which track the entire market or portions of it, do best for investors over time. These funds are called passively managed, because their components get selected automatically, according to index movements. But you shouldn’t be passive about managing them. You must be very active. A fundamental principle I…

Categories: The Market
Video

3 Benefits of Powering-Up Your 401(k)

Nicole Standen

In some good news for 2022, contribution limits have increased for 401(k)s. For those looking to max out their 401(k)s in 2022, you can contribute $20,500—an increase of $1,000. For workers over the age of 50, the catch-up 401(k) contribution is still an additional $6,500 per year. Contributions to your…

Categories: Education
Video

New RMD Rule

Nicole Standen

The age at which you must start taking required minimum distributions or RMD’s from your tax defferred retirement accounts has been raised. In this video I’ll be discussing how you can navigate the new RMD rule and make the most of your retirement plan.

Categories: Education
Video

Women Retirement

Nicole Standen

Women face unique challenges when it comes to employment, income, and caregiving. As a result, they often must take a different approach when it comes to preparing for retirement. Here’s a look at some of the retirement hurdles women face and how to address them.

Categories: Education