We live to shake up the industry. Welcome to our blog– here’s what we’re thinking.
As we enter into a new year, maybe the dream of an early retirement starts to take shape in your mind. Maybe you’re researching when you might first qualify for Social Security retirement benefits (hint: for Social Security income, the youngest age when you can apply is 61 years and…
Guests, Paul Ewing and Jonathon Wojtkun, Senior Consultants at Charles Schwab Advisor Services, spoke with Thad Schlaud about Cybercrime and how to protect yourself. If you missed the call, you can catch the recording here. Paul and Jonathon work as technology consultants at Schwab, providing technology and operations strategy to…
But retirees need to remember that inflation is a symptom, not a cause. Does increasing inflation boost economic growth? And do dropping prices hurt growth prospects? No and no. But to hear the Federal Reserve tell it when Janet Yellen was Chair (from 2014 – 2018), that was the way…
You know you need to make a plan with your money – but when? The signs may well sit right in front of you, from your paycheck to your debt, to your willingness to ask for professional help. If you haven’t started a financial plan, you’re not alone. A recent…
To reach your financial goals, you don’t have to outperform every benchmark every year. For long-term investors, avoiding and mitigating losses is the largest factor in achieving ultimate success in your financial plan. Held every July, the Tour de France is a great illustration of this concept of capital preservation,…
What will inflation be in the coming years? The real answer is that it varies according to your age and spending patterns. Inflation wallops someone with kids in college and might be hardly noticeable to stay-at-home types. And recent inflation will stun someone looking for a used car but might…
Attorneys say that if both you and your ex-spouse came out of your divorce thinking you gave up a lot, your settlement was probably fair. Maybe, but often your settlement’s full results appear clearly only after you live with them for a while. Here are five divorce settlement pitfalls to…
April is National Financial Literacy Month – an entire month dedicated to underscoring the importance of learning, establishing, and maintaining healthy financial habits. Sadly, the money habits of the average American reveal that: • Only about 40% of adults use a budget and track spending; • More than three out…
The current job market landscape is a warning sign of how painful the U.S. economy is for many, as over 745,000 Americans filed first-time unemployment claims at the end of February. But then on March 5th, the February employment report showed the U.S. economy added 379,000 jobs in that month.
When you add it all up, how much money is spent on the Super Bowl? How much do we really consume on Super Bowl Sunday? And how much do we wager? While those are interesting topics to explore as we get ready for Super Bowl LV between the Kansas City…