Author: Thad Schlaud

Hoping That Next Year is When You Retire Early?

Thad Schlaud

As we enter into a new year, maybe the dream of an early retirement starts to take shape in your mind. Maybe you’re researching when you might first qualify for Social Security retirement benefits (hint: for Social Security income, the youngest age when you can apply is 61 years and…

Categories: Family, The Market

Cybersecurity: Protecting Yourself

Thad Schlaud

Guests, Paul Ewing and Jonathon Wojtkun, Senior Consultants at Charles Schwab Advisor Services, spoke with Thad Schlaud about Cybercrime and how to protect yourself. If you missed the call, you can catch the recording here. Paul and Jonathon work as technology consultants at Schwab, providing technology and operations strategy to…

Categories: Education

Fed Loves to Blame Inflation on Transitory Effects

Thad Schlaud

But retirees need to remember that inflation is a symptom, not a cause. Does increasing inflation boost economic growth? And do dropping prices hurt growth prospects? No and no. But to hear the Federal Reserve tell it when Janet Yellen was Chair (from 2014 – 2018), that was the way…

Categories: The Market

The Tour de France & Capital Preservation Tips

Thad Schlaud

To reach your financial goals, you don’t have to outperform every benchmark every year. For long-term investors, avoiding and mitigating losses is the largest factor in achieving ultimate success in your financial plan. Held every July, the Tour de France is a great illustration of this concept of capital preservation,…

Categories: Industry Ideas, The Market

April is National Financial Literacy Month

Thad Schlaud

April is National Financial Literacy Month – an entire month dedicated to underscoring the importance of learning, establishing, and maintaining healthy financial habits. Sadly, the money habits of the average American reveal that: • Only about 40% of adults use a budget and track spending; • More than three out…

Categories: Industry Ideas, News

That $1.9 Trillion Stimulus Might Cause Inflation

Thad Schlaud

The current job market landscape is a warning sign of how painful the U.S. economy is for many, as over 745,000 Americans filed first-time unemployment claims at the end of February. But then on March 5th, the February employment report showed the U.S. economy added 379,000 jobs in that month.

Categories: News, The Market

COVID’s Impact on our Super Bowl Spending

Thad Schlaud

When you add it all up, how much money is spent on the Super Bowl? How much do we really consume on Super Bowl Sunday? And how much do we wager? While those are interesting topics to explore as we get ready for Super Bowl LV between the Kansas City…

Categories: News