Author: Thad Schlaud

The Fed Raises Rates, Should You Sell Bonds?

Thad Schlaud

Don’t let public perceptions drive your investing because that’s speculating. On May 4th, the Federal Reserve raised interest rates by 50 basis points and scaled back other pandemic-era economic support, as it stepped-up its fight against the highest inflation we’ve seen in 40 years. “Inflation is much…

Categories: News, The Market

If Russia Invades Ukraine, What Should You Do?

Thad Schlaud

Wall Street has little recent history to go from, but two things are very likely. Starting in late 2021 and throughout all of 2022, Wall Street has debated what markets might do if Russia invades Ukraine. On February 11, Jake Sullivan, the White House national security adviser, warned that Russia…

Categories: News, The Market

Hoping That Next Year is When You Retire Early?

Thad Schlaud

As we enter into a new year, maybe the dream of an early retirement starts to take shape in your mind. Maybe you’re researching when you might first qualify for Social Security retirement benefits (hint: for Social Security income, the youngest age when you can apply is 61 years and…

Categories: Family, The Market
Video

Cybersecurity: Protecting Yourself

Thad Schlaud

Guests, Paul Ewing and Jonathon Wojtkun, Senior Consultants at Charles Schwab Advisor Services, spoke with Thad Schlaud about Cybercrime and how to protect yourself. If you missed the call, you can catch the recording here. Paul and Jonathon work as technology consultants at Schwab, providing technology and operations strategy to…

Categories: Education

Fed Loves to Blame Inflation on Transitory Effects

Thad Schlaud

But retirees need to remember that inflation is a symptom, not a cause. Does increasing inflation boost economic growth? And do dropping prices hurt growth prospects? No and no. But to hear the Federal Reserve tell it when Janet Yellen was Chair (from 2014 – 2018), that was the way…

Categories: The Market

The Tour de France & Capital Preservation Tips

Thad Schlaud

To reach your financial goals, you don’t have to outperform every benchmark every year. For long-term investors, avoiding and mitigating losses is the largest factor in achieving ultimate success in your financial plan. Held every July, the Tour de France is a great illustration of this concept of capital preservation,…

Categories: Industry Ideas, The Market