We live to shake up the industry. Welcome to our blog– here’s what we’re thinking.
You’re already sharing a life, now it’s time to share some important information to get your next chapter off to a seamless start. I work with many individuals who have gotten married within the last few years or are looking to do so soon. While there are many logistical items…
Divorce, while an emotionally taxing experience, also comes with several financial implications that, if not properly managed, could result in long-lasting financial strain. It’s essential to understand these hidden costs to effectively navigate your post-divorce financial life. Here are three key areas where hidden costs often lurk: Health insurance, dividing…
When it comes to planning for retirement, Social Security benefits have traditionally been viewed as a safety net for many individuals. However, in recent years, there has been growing concern about the long-term viability and sustainability of the Social Security system. As a result, it is becoming increasingly important…
Often, when a client has a new baby, their first financial question is, “How much should we save for his/her college?” I love this eagerness and willingness to think long-term savings for the child, however I increasingly find myself telling them to “pump the breaks a little bit.” I don’t…
When talking to a prospective client, one common roadblock that I run into is the prospect saying they don’t need a financial planner at this time, and they are “fine” handling their finances on their own. My hypothesis is that people say this (even though they are the ones that…
Young children tend to think money simply appears somehow and that their parents have an unlimited supply to spend on them. This is, of course, highly unrealistic, and part of your job as a parent is to help your kids understand the value of a dollar and grow into responsible…
Your Gainplan team asked if they could borrow a blog from our website so that they could deliver some good Medicare information to you all. My first reaction was, “sure” and my second reaction was “you know, not many firms out there ask for good content for the clients soooo…
As we enter into a new year, maybe the dream of an early retirement starts to take shape in your mind. Maybe you’re researching when you might first qualify for Social Security retirement benefits (hint: for Social Security income, the youngest age when you can apply is 61 years and…
You know you need to make a plan with your money – but when? The signs may well sit right in front of you, from your paycheck to your debt, to your willingness to ask for professional help. If you haven’t started a financial plan, you’re not alone. A recent…
Attorneys say that if both you and your ex-spouse came out of your divorce thinking you gave up a lot, your settlement was probably fair. Maybe, but often your settlement’s full results appear clearly only after you live with them for a while. Here are five divorce settlement pitfalls to…