We live to shake up the industry. Welcome to our blog– here’s what we’re thinking.
When it comes to personal finance, logic and emotion don’t always play by the same rules. On paper, investing might generate higher returns than paying down low-interest debt. But in reality, many people experience a stronger sense of relief, control, and accomplishment by eliminating debt—even when the numbers suggest they’d…
When it comes to building lasting financial security, two habits stand out as game-changers: creating a strong emergency fund and managing debt strategically. These might not be the flashiest parts of financial planning, but they are the bedrock that every other financial goal is built upon. Think of…
Rising interest rates, fueled by America’s growing fiscal deficit and the increasing cost of government borrowing, are doing more than filling headlines—they’re subtly, but significantly, reshaping the financial landscape. For younger investors and professionals juggling debt, savings, and long-term planning, the implications are not just economic—they’re deeply personal.
At Gainplan, we help women build wealth without guilt.Nicole Standen, CFP® and Chartered Retirement Plan Specialist, shares how many women feel torn between financial independence and the pressure to always put others first. But the truth is—investing in your future isn’t selfish, it’s empowering.
Nicole Standen, a certified financial planner at Gainplan, discusses the emotional and financial journey of sending a daughter off to college. From FAFSA to budgeting, it’s a major transition for both parent and child—marked by love, intention, and the challenge of letting go. She reminds families that college planning is…
In today’s economic climate, financial stress among employees is reaching new heights. With persistent inflation, soaring credit card debt, and growing uncertainty, U.S. workers are increasingly seeking financial guidance—and plan sponsors must take note. Supporting your workforce’s financial well-being is no longer just a “nice-to-have” benefit; it’s essential for maintaining…
Why This Season of Renewal Is the Perfect Time to Reenergize Your Financial Life There’s something about spring that stirs us into action. The air feels lighter, the days grow longer, and before we know it, we’re knee-deep in yard work, closet purges, and donation boxes. It’s the…
Estate planning can feel overwhelming but taking a few key steps now can protect your loved ones and preserve your wishes. Start by clarifying your priorities, creating or updating your will, and planning for unexpected health challenges. Choose responsible individuals for key roles, and work with professionals to minimize taxes…
When it comes to retirement, one of the biggest financial decisions you’ll make is when to start collecting Social Security. While the common advice is to delay benefits to maximize your payout, that approach isn’t always ideal. In fact, starting Social Security at age 62 can sometimes…
5 Financial Misconceptions About Retirement When it comes to planning for the future, there are several financial misconceptions that can derail even the most well-intentioned retirement plans. Expecting to Spend Less in RetirementMany people assume their expenses will decrease once they…