Category: Industry Ideas

FTX Was Waving the Same Madoff Red Flags

Thad Schlaud

In the span of just a few days, cryptocurrency exchange FTX – the world’s third largest cryptocurrency exchange with more than 1 million users – filed for Chapter 11 bankruptcy. A few days later, cryptocurrency lender BlockFi announced that it was “not able to do business as usual” and paused…

Categories: Industry Ideas, News

Your Retirement Planning: “Too Big to Fail”

Thad Schlaud

Many of us remember the phrase “too big to fail” from the 2008 financial crisis and cringe now that its use has been resurrected during the coronavirus pandemic. Others remember that the term was also used in 1984 by U.S. Congressman Stewart McKinney when he talked about the FDIC’s intervention…

Categories: Industry Ideas, The Market

Third Quarter 2021 Market Review and Outlook

David Martin

All good things must come to an end. The cascading of bad news at the end of September was finally too much for what had been a historically resilient stock market. Global supply chain disruptions, soaring energy prices, COVID-19, stalled infrastructure bills, inflation worries, Chinese contagion fears, and a looming…

Categories: Industry Ideas, The Market

The Tour de France & Capital Preservation Tips

Thad Schlaud

To reach your financial goals, you don’t have to outperform every benchmark every year. For long-term investors, avoiding and mitigating losses is the largest factor in achieving ultimate success in your financial plan. Held every July, the Tour de France is a great illustration of this concept of capital preservation,…

Categories: Industry Ideas, The Market

April is National Financial Literacy Month

Thad Schlaud

April is National Financial Literacy Month – an entire month dedicated to underscoring the importance of learning, establishing, and maintaining healthy financial habits. Sadly, the money habits of the average American reveal that: • Only about 40% of adults use a budget and track spending; • More than three out…

Categories: Industry Ideas, News

2020 Year-End Review and Outlook

David Martin

During the year 2020 we saw the global economy fall into its deepest recession in the postwar era due to COVID-19, with the S&P 500 falling by as much as 34% from its late February highs into late March. But as early as the second quarter (Q2), the economy began…

Categories: Industry Ideas, The Market