We live to shake up the industry. Welcome to our blog– here’s what we’re thinking.
The empty nest isn’t just an emotional milestone—it’s also a financial turning point. After years of raising children, managing busy schedules, and juggling countless responsibilities, the moment they leave home can feel both exciting and unsettling. Parents often experience pride in their children’s independence, but also a deep…
Rising interest rates, fueled by America’s growing fiscal deficit and the increasing cost of government borrowing, are doing more than filling headlines—they’re subtly, but significantly, reshaping the financial landscape. For younger investors and professionals juggling debt, savings, and long-term planning, the implications are not just economic—they’re deeply personal.
Wayne Bell-Warren, COO and CCO of Gainplan, highlights the issue of subscription fatigue—the growing number of unused or forgotten recurring charges draining your budget. With the average person spending over $300/month on subscriptions, he encourages taking just 15 minutes to review and cancel what no longer adds value. Redirecting even…
In today’s economic climate, financial stress among employees is reaching new heights. With persistent inflation, soaring credit card debt, and growing uncertainty, U.S. workers are increasingly seeking financial guidance—and plan sponsors must take note. Supporting your workforce’s financial well-being is no longer just a “nice-to-have” benefit; it’s essential for maintaining…
Why This Season of Renewal Is the Perfect Time to Reenergize Your Financial Life There’s something about spring that stirs us into action. The air feels lighter, the days grow longer, and before we know it, we’re knee-deep in yard work, closet purges, and donation boxes. It’s the…
Estate planning can feel overwhelming but taking a few key steps now can protect your loved ones and preserve your wishes. Start by clarifying your priorities, creating or updating your will, and planning for unexpected health challenges. Choose responsible individuals for key roles, and work with professionals to minimize taxes…
When it comes to retirement, one of the biggest financial decisions you’ll make is when to start collecting Social Security. While the common advice is to delay benefits to maximize your payout, that approach isn’t always ideal. In fact, starting Social Security at age 62 can sometimes…
5 Financial Misconceptions About Retirement When it comes to planning for the future, there are several financial misconceptions that can derail even the most well-intentioned retirement plans. Expecting to Spend Less in RetirementMany people assume their expenses will decrease once they…
Social media’s impact can distort your money mindset by showcasing an unrealistic view of others’ lives, often highlighting luxury and perfection. This can create pressure to keep up with others’ perceived standards. Chad Wotten, CFP at Gainplan, reminds us to set personal financial goals that align with our own values,…
Money worries affect everyone, regardless of financial status. Fear of the unknown, market volatility, and unexpected life events can create stress, while responsibilities to family, charities, and maintaining financial independence add to financial concerns. Even the wealthy fear running out of money or becoming a burden. A well-structured financial plan…