We live to shake up the industry. Welcome to our blog– here’s what we’re thinking.
The landscape of retirement finance is often complex, and the latest revisions to the rules governing Required Minimum Distributions (RMDs) underscore this point. With the introduction of the Secure 2.0 Act, investors have been given new timelines for withdrawing from their retirement nest eggs. As a financial professional, my goal…
We are over one year removed from receiving an inverted yield curve, thus elevating the risks to the economy and potential impacts to the trend in the stock market. Many wonder whether we will have a recession or how on a macroeconomic level the markets could be affected by an…
In today’s rapidly changing economic landscape, proper financial planning has become more critical than ever. When it comes to saving for children’s college expenses, accounting for inflation is a fundamental aspect that cannot be overlooked. Inflation, the gradual increase in the cost of goods and services over time, has the…
Pay heed to rising bankruptcies but examine other economic indicators too. As we approach summer, there has been a fair share of speculation and concerns about an impending global recession (sometimes even from me!). And concerns over a potential global recession have intensified as bankruptcies surge and many economic indicators…
As you’ve likely seen, there was plenty of drama driving the markets in the first quarter 2023, culminating in bank worries that sent volatility higher and stock prices lower. The headlines over the first three months of the year were beyond scary. They started with consensus among economists that recession…
Can we see patterns from one year to the next or is it a maddening bracket? Newspapers, radio, and TV news programs refer to the Dow Jones Industrial Average every day, calling it the Dow, sometimes the Dow Jones or even the DJIA. And economists and financial advisors pay close…
A PEST analysis can help you identify and understand macro factors better. In the world of business, one must navigate through a sea of uncertainties and external factors that can significantly impact the success of any venture. While some aspects of business management are well within our…
Many of us remember the phrase “too big to fail” from the 2008 financial crisis and cringe now that its use has been resurrected during the coronavirus pandemic. Others remember that the term was also used in 1984 by U.S. Congressman Stewart McKinney when he talked about the FDIC’s intervention…
When managing personal finances and investments, people frequently exhibit irrational behavior for different reasons. If you’re one of these folks, be fair to yourself: It doesn’t even take a spate of market zigzags like we saw recently to prod you into questionable decisions. Everyone makes choices about money nearly every…
The third quarter of this year started out so promising. After the worst first half since 1970, the S&P 500 rallied 17.4% from its June 16 low to its August 16 high. But stronger-than-expected inflation reports, and a hawkish Fed proved to be too much for the market, and the…