We live to shake up the industry. Welcome to our blog– here’s what we’re thinking.
At first glance, capital gains taxes in 2026 appear unchanged. Long-term capital gains continue to enjoy preferential tax rates of 0%, 15%, or 20%, while short-term gains remain taxed as ordinary income. The 3.8% Net Investment Income Tax (NIIT) also remains in place for higher-income households. But savvy investors know…
Walk into almost any investment conversation, and eventually someone will ask, “How did you do compared to the S&P 500?” It’s one of the most common questions investors ask—and one of the least important. For decades, investors have been conditioned to believe that outperforming the market is the ultimate measure…
Is Your Cash Working as Hard as You Are? For the past few years, many business owners have treated cash like a security blanket. Between rising interest rates, supply chain disruptions, inflation, and economic uncertainty, building larger cash reserves simply felt like the prudent thing to do. And for a…
Benefit renewals are back—and so is the sticker shock. In 2026, rising medical claims, prescription drug costs, specialty medications, and growing demand for treatments like GLP-1s are putting serious pressure on employer health plans. What looked temporary a year ago is now the new normal. For employers, renewal season is…