We live to shake up the industry. Welcome to our blog– here’s what we’re thinking.
Benefit renewals are back—and so is the sticker shock. In 2026, rising medical claims, prescription drug costs, specialty medications, and growing demand for treatments like GLP-1s are putting serious pressure on employer health plans. What looked temporary a year ago is now the new normal. For employers, renewal season is…
Summer travel should feel exciting—not like decoding fine print at 30,000 feet. But in 2026, travelers are navigating more turbulence than ever. Flight delays, airspace closures, staffing shortages, rising costs, and shifting global events can disrupt even the most carefully planned getaway. It’s no surprise travel insurance is showing up…
When it comes to your finances, mistakes rarely come with simple consequences. A missed deadline, an outdated document, or a rushed financial decision can quietly create years of unnecessary stress, taxes, and missed opportunities. The good news? Most financial missteps are avoidable with the right planning and guidance. Here are…
At first glance, 2026 capital gains rules feel unchanged—but that familiarity can be misleading. Long-term gains still benefit from preferential tax rates of 0%, 15%, or 20%, while short-term gains are taxed at higher ordinary income rates. The 3.8% Net Investment Income Tax (NIIT) continues to apply for higher earners.
Understanding the SECURE Act and what it means for your beneficiaries The SECURE Act of 2019 significantly changed how inherited IRAs must be distributed, particularly for non-spouse beneficiaries. While the IRS did not finalize regulations until 2024, these updates now provide long-awaited clarity around required minimum distributions (RMDs) and the…
What every parent and grandparent should know about protecting their legacy The arrival of a child or grandchild is one of life’s most meaningful milestones. Along with the joy, it introduces a new level of responsibility—especially when it comes to safeguarding your family’s financial future. Moments like these naturally bring…
Why AI proficiency is becoming essential in today’s workplace In today’s rapidly evolving business environment, artificial intelligence (AI) is no longer a future concept—it’s a present-day competitive advantage. Organizations are leveraging AI to enhance customer experience, streamline operations, and make more informed financial decisions. In fact, studies show that 70%…
Reframing Time Away as a Strategic Life Decision For many women, career breaks aren’t a matter of “if,” but “when.” Whether stepping away to raise children, care for aging parents, or simply recalibrate priorities, these pauses are often deeply intentional. Yet, while the personal value is undeniable, the financial ripple…
Even as mortgage rates have come down from recent highs, they remain well above the levels many grew accustomed to over the past decade. At the same time, limited inventory continues to push both home prices and rents higher in many markets. This has shifted the timing and accessibility…
Even when tax laws do not change dramatically, annual inflation adjustments can meaningfully affect how much of your income is taxed. For 2026, federal tax brackets and the standard deduction have both increased, creating a subtle but valuable planning opportunity. These changes may slightly reduce the overall tax burden for…