We live to shake up the industry. Welcome to our blog– here’s what we’re thinking.
As the holiday season approaches, the air buzzes with excitement, but it also rings alarm bells for cybercriminals aiming to exploit the festive fervor. Protecting your financial security from hackers during this period demands heightened vigilance and proactive measures. Here’s a comprehensive guide to safeguard your financial well-being during the…
Higher 401(k) Contribution Limits for 2022 Good news for retirement savers—401(k) contribution limits have increased for 2022. You can now contribute up to $20,500, which is a $1,000 increase from the previous limit. Additional Savings for Workers Over 50 If you’re age 50 or older, you…
At the heart of a significant legal case stands Sam Bankman-Fried, the founder of FTX, a prominent cryptocurrency exchange. He is currently on trial, facing charges related to an alleged conspiracy. The accusation revolves around Bankman-Fried’s misuse of a staggering $10 billion that customers had entrusted to FTX. This incident…
The biggest issue in today’s economic landscape is the rising living costs and lingering student debt, which have shifted employees’ financial stress points. Recent studies, including the Retirement Readiness 2023 report from Buck, an integrated HR, pensions, and benefits consulting firm, illuminate a stark reality: the immediate financial…
Most people know that at age 62 you can start collecting Social Security benefits. However, I want to share 3 lesser-known retirement age milestones that you don’t want to miss. This website commentary reflects the personal opinions and analyses of Gainplan LLC employees. It does not describe Gainplan LLC’s…
The end of the year serves as a natural checkpoint for many financial and personal processes, and with the arrival of the final months of 2023, proactive preparation becomes essential. Whether you are an individual looking to optimize your estate planning or a business owner contemplating a seamless transition, the…
To protect yourself from AI-driven fraud, you must understand what’s out there. Let’s walk through some of the biggest frauds. This website commentary reflects the personal opinions and analyses of Gainplan LLC employees. It does not describe Gainplan LLC’s advisory services or client investment performance. Views in the commentary…
The landscape of retirement finance is often complex, and the latest revisions to the rules governing Required Minimum Distributions (RMDs) underscore this point. The Secure 2.0 Act introduced new timelines for withdrawing from retirement accounts. As a financial professional, I aim to simplify these updates and offer…
Elevated Risks and the Economic Landscape We are over one year removed from receiving an inverted yield curve, which has raised risks to the economy and potential impacts on stock market trends and the market forecast. Many wonder whether a recession is imminent or how, on a macroeconomic…
In today’s video, we’ll share five strategies that can help boost your retirement savings. Keep in mind, each of these strategies may not align perfectly with your financial goals. So, if you have questions, don’t hesitate to seek advice from a financial advisor. This website commentary reflects the personal…