Hi, I’m Wayne Bell-Warren, the Chief Operating Officer and Chief Compliance Officer at Gainplan.  Today we’re going to be talking about volatility isn’t the enemy.Let’s talk about market volatility. It’s uncomfortable, it’s noisy, and right now it’s everywhere.  But here’s the truth, volatility is not something unusual, it is a normal part of investing.We don’t build financial plans expecting the market to always move in a straight line. We plan for ups and downs like this. We carefully consider how much risk makes sense for your goals, how long your money needs to last, and how to protect your assets along the way.The biggest risk during periods like this is not the market itself, it’s how you react to it. When fear anxiety takes over, it becomes very tempting to make decisions that feel safe in the moment but set you back in the long run. Having a plan in place means you can stay focused, stay invested and avoid reacting impulsively to the short-term noise.If you’re feeling uneasy right now, that is completely normal. Let’s have a conversation. That is what we are here for.